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Office

1099 Beltline Rd. Suite M
Collinsville, IL 62234
618-910-8280

Email

sarah@horizonhomesil.com

FAQ

  • What’s the first step in the home-buying process?

    Getting pre-approved for a mortgage! It’s a must to provide with your offer and helps you determine your budget. But remember, when creating a budget for your home, you also need to consider taxes, utilities, and other bills.  Need a great lender recommendation? I’ve got you covered.

  • How do I prepare my home for sale?

    Clean, declutter, and consider minor repairs. Boost curb appeal and stage rooms to feel welcoming. I can help you identify the most valuable updates to make!

  • Is it better to rent or buy?

    It depends on your financial situation, lifestyle, and long-term goals. Renting offers flexibility and less responsibility for maintenance.  Buying allows you to build equity, offers potential tax benefits, and gives you control over your living space. However, it also comes with responsibilities like maintenance and property taxes. If you plan to stay in one place for a few years and are financially ready, buying can be a great investment. Let’s chat about your situation to see what makes the most sense for you!

  • How much do I need for a down payment?

    It varies! Many buyers think 20%, but some loans allow as little as 3% down. I can connect you with programs that fit your situation.

  • How long does the home-buying process take?

    Typically 30-60 days once you’ve found a home and have an accepted offer. The timeline can vary based on inspections, appraisals, and financing.

  • Should I sell my current home before buying a new one?

    It depends on your financial flexibility. I can help you navigate options like contingent offers, bridge loans, or selling and buying simultaneously.

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Journal

March 28, 2022
Preparing your home for a private viewing is essential. These are the things you should focus on...
March 28, 2022
This is a subtitle for your new post Write about something you know. If you don’t know much about a specific topic, invite an expert to write about it. Having a variety of authors in your blog is a great way to keep visitors engaged. You know your audience better than anyone else, so keep them in mind as you write your blog posts. Write about things they care about. If you have a company Facebook page that gets lots of comments, you can look here to find topics to write about.  Write about something you know. If you don’t know much about a specific topic, invite an expert to write about it. Having a variety of authors in your blog is a great way to keep visitors engaged. You know your audience better than anyone else, so keep them in mind as you write your blog posts. Write about things they care about. If you have a company Facebook page that gets lots of comments, you can look here to find topics to write about.
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